SR-22 insurance in Glendale, AZ
What an SR-22 costs in Glendale, how Arizona handles the filing, and how long it lasts.
Estimated cost in Glendale
For comparison, a clean-record driver in their 30s pays about $740 for minimum coverage and $1,870 for full coverage in Glendale by our estimate.
| Situation | Minimum coverage | Full coverage | vs. clean record |
|---|---|---|---|
| After a speeding ticket | $925 | $2,305 | +25% |
| After an at-fault accident | $1,095 | $2,735 | +48% |
| After a DUI | $1,390 | $3,480 | +88% |
Arizona rules that apply
Arizona uses the SR-22. Your insurer files it electronically with the state; if the policy lapses, the insurer must notify the state, which can suspend your license again. Plan on keeping it for about 3 years. Arizona MVD requires an SR-22 to be kept for three years from the suspension date; judgment suspensions can differ.
Any policy you buy must meet Arizona's minimum of 25/50/15 liability coverage.
How to lower the cost
- Keep continuous coverage. A lapse, especially with an SR-22, restarts problems with the state and raises future prices.
- Compare several insurers — companies weigh violations very differently, and some specialize in high-risk drivers.
- Take a state-approved defensive-driving course where it earns a discount or removes points.
- Consider higher deductibles or liability-only coverage on an older car to offset the surcharge.
- Violations age off: most surcharges fade after three to five clean years.
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Insurance offices in Glendale
There are 74 insurance offices listed near Glendale. See the full list with directions on the Glendale car insurance page.
- Josue Cruz State Farm 7101 North 56th Avenue
- The Escobar Agency LLC 7102 N 55th Dr
- Sands Insurance Agency 5418 NW Grand Ave
- Freeway Insurance 6601 W. Bethany Home Rd
- Karent P Arellano - Farmers Insurance 6744 W Glendale Ave
- Insurance Savers
- Freeway Insurance 6804 North 51st Ave
- Freeway Insurance 4935 W Glendale Ave
- Adam Gregory Fratini - Farmers Insurance 7800 N 55th Ave
- Eldon Kizer - Allstate 7448 W Glendale Ave
- Freeway Insurance 4341 W Bethany Home Rd
- Jay Myles - State Farm 7802 N 43rd Avenue
Frequently asked questions
How much does SR-22 insurance cost in Glendale?
The SR-22 filing itself usually costs a small one-time fee; the real cost is the higher premium that follows the violation. We estimate about $1,390 a year for minimum coverage after a DUI in Glendale, and $1,095 after an at-fault accident.
How long do you need an SR-22 in Arizona?
Typically about 3 years from the date required, but the court or DMV order sets the exact period. Arizona MVD requires an SR-22 to be kept for three years from the suspension date; judgment suspensions can differ.
Can I get SR-22 insurance without a car?
Yes. A non-owner policy with an SR-22 filing covers you when you drive borrowed or rented vehicles and satisfies the filing requirement in most states that use SR-22.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.
- Arizona Revised Statutes 28-4009 (liability policy limits)
- Arizona Revised Statutes 20-259.01 (UM/UIM offer)
- Arizona DIFI: Automobile insurance minimum coverage
- ADOT MVD: How long am I required to have an SR22?
- Arizona DIFI: File a Complaint
- NAIC 2022/2023 Auto Insurance Database Report
- NAIC Homeowners Insurance Report: Data for 2023
- Insurance Research Council uninsured motorist estimates (via Triple-I)
- IIHS Fatality Facts: state by state
- FBI Crime Data Explorer: Crime in the United States 2025 (Table 4)
- NICB 2022 Vehicle Theft Data: top 10 stolen vehicles by state
- FHWA Highway Statistics 2024, Table DL-1C (licensed drivers)
- FHWA Highway Statistics 2024, Table MV-1 (registrations)
- FHWA Highway Statistics 2024, Table VM-2 (vehicle-miles traveled)
- U.S. Census Bureau Vintage 2024 population estimates
- U.S. Census Bureau, American Community Survey