Estimates, not quotes

SR-22 insurance in Peoria, AZ

What an SR-22 costs in Peoria, how Arizona handles the filing, and how long it lasts.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Estimated cost in Peoria

For comparison, a clean-record driver in their 30s pays about $695 for minimum coverage and $1,755 for full coverage in Peoria by our estimate.

SR-22 insurance — estimated annual premium in Peoria
SituationMinimum coverageFull coveragevs. clean record
After a speeding ticket$870$2,165+25%
After an at-fault accident$1,030$2,570+48%
After a DUI$1,310$3,270+88%

Arizona rules that apply

Arizona uses the SR-22. Your insurer files it electronically with the state; if the policy lapses, the insurer must notify the state, which can suspend your license again. Plan on keeping it for about 3 years. Arizona MVD requires an SR-22 to be kept for three years from the suspension date; judgment suspensions can differ.

Any policy you buy must meet Arizona's minimum of 25/50/15 liability coverage.

All Arizona car insurance rules →

How to lower the cost

  • Keep continuous coverage. A lapse, especially with an SR-22, restarts problems with the state and raises future prices.
  • Compare several insurers — companies weigh violations very differently, and some specialize in high-risk drivers.
  • Take a state-approved defensive-driving course where it earns a discount or removes points.
  • Consider higher deductibles or liability-only coverage on an older car to offset the surcharge.
  • Violations age off: most surcharges fade after three to five clean years.

Read our guide · Car insurance in Peoria

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Insurance offices in Peoria

There are 160 insurance offices listed near Peoria. See the full list with directions on the Peoria car insurance page.

  • Sylvia Ruiz - American Family Insurance 8390 W Cactus Rd
  • Bryce Tennyson - Farmers Insurance 12370 N 83rd Ave
  • Hong Thanh Trinh - Farmers Insurance 7549 W Cactus Rd
  • Farmers Insurance
  • Farmers Insurance
  • Farmers Insurance
  • Lara Yalda - Allstate 7440 W Cactus Rd
  • State Farm
  • GenShield Commercial Insurance Group
  • Timothy Ryan Waterhouse - Farmers Insurance 9720 W Peoria Ave
  • Absolute Insurance Solutions
  • The Plemons Group

Frequently asked questions

How much does SR-22 insurance cost in Peoria?

The SR-22 filing itself usually costs a small one-time fee; the real cost is the higher premium that follows the violation. We estimate about $1,310 a year for minimum coverage after a DUI in Peoria, and $1,030 after an at-fault accident.

How long do you need an SR-22 in Arizona?

Typically about 3 years from the date required, but the court or DMV order sets the exact period. Arizona MVD requires an SR-22 to be kept for three years from the suspension date; judgment suspensions can differ.

Can I get SR-22 insurance without a car?

Yes. A non-owner policy with an SR-22 filing covers you when you drive borrowed or rented vehicles and satisfies the filing requirement in most states that use SR-22.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page